How to transfer money through USSD Money Transfer codes in Nigeria

How to transfer money through USSD Money Transfer codes in Nigeria

In order for you to transfer money from one bank in Nigeria to another, you must use the phone number you registered when you just opened your bank account. For some banks, it’s automatic while some will require you to register your number to be able to use the USSD service. Remember that not all banks offer this service presently but i will give the list of the banks that offer this service and their codes.

FIRST BANK

First bank has different options for transaction like transfer money, pay bills, withdraw money and make purchases.

• To transfer money, simply dial *894# and select 1.

• Dial *894# and select 2 to withdraw money.

• Dial *894# and select 3 to make purchase

• Dial *894# and select 4 to pay bills.

• Dial *894# and select 5 to buy airtime.

• Dial *894# and select 7 to manage account

ZENITH BANK

HOW TO REGISTER FOR ZENITH BANK USSD MONEY TRANSFER CODES

1. Simply dial *966*00# with your registered number.
2. You will be prompted to enter the last 4 digits of your Debit (ATM) card number.
3. The next page will display your Account Name and you will be prompted to create a 4 digit PIN.
4. Confirm the 4 digit PIN.
5. If successful, you will get a message “Retrieving your balance.
6. You will receive an SMS with the balances on all your accounts

ZENITH BANK USSD MONEY TRANSFER CODE

To transfer money if you are using Zenith bank dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.

In order for you to be able to use this service or any other services, you first have to register for the USSD banking service.

You can also perform other transactions like, opening an account, checking account balance and buying of airtime through the Nigerian bank USSD codes. It’s very useful not just for transfer only.

To open an account you dial *966*0# and follow the onscreen notification. An account number will be created automatically and sent to you via SMS. Account opening forms are not required for this process. Once you sign up, look out for your ten-digit account number (NUBAN).

To check your account balance on any of your accounts, all you need to do is simply dial; *966*00# on your mobile phone and follow the on-screen notification.

To buy airtime for yourself or for your friends and family you dial *966*Amount*Mobile Number# (e.g. *966*1000*0803456789#) to buy airtime.

SKYE BANK 

Skye Bank USSD mobile banking gives you secure and fast way to transfer funds to Skye bank accounts and to other bank accounts.

Skye Bank USSD mobile banking allows you to make bill payments, check account balance, transfer funds etc. To get started you dial *833#

So these steps and codes we have listed above are ways one can easily transfer money from one bank to another through the use of Nigerian bank USSD MONEY TRANSFER CODES. If you have any questions feel free to ask and don’t forget to share for others to benefit.

UNITY BANK

For those banking with Unity Bank you can perform your normal banking transaction like transferring money to other banks.

To get started you dial *389*215#

ECOBANK

For Ecobank customers you have nothing to worry about because with the ECOBANK USSD code you can also perform basic transaction like:

• Make instant transfers
• Check balances
• Pay bills
• Read mini-statements
• Buy airtime

To get started you dial*326#. 

FIRST CITY MONUMENT BANK (FCMB)
For customers of FCMB you need to dial *389*214#, after dialling an FCMB welcome message will appear with these options.

• 1-Activate with card
• 2-Activate with Account
• 3-Activate with Mwallet

You are required to select option 2 by typing 2 and pressing send, after that a message will appear telling you to add your account number to the service.

You will then receive a congratulatory message telling you that you have successfully synchronized. For you to perform any transaction you will have to generate your PIN which will be sent to your phone, to do that you need to call the contact centre on 01-2798800 or you visit any FCMB branch.

For security purposes it is required for you to change your PIN to do that you dial *389*214# then you select security, under security you will select change PIN then you put in your default PIN given to you after that you enter your new four digits PIN when prompted.

After all these steps have been completed you can start using and enjoying FCMB Mobile service.

Please note that you can always Dial *389*214# for subsequent access to FCMB Mobile service.

WEMA BANK
For those banking with Wema Bank if you want to transfer money to another account all you have to do is to dial *322*035*NUBAN*AMOUNT#. Example *322*035*1234567890*20000#.

GUARANTY TRUST BANK (GTB)
GTB provides two options, to transfer to a GTB bank account and to other banks.

To send to a GTB bank account, customer should dial *737*1*Amount*NUBAN Account No#.E.g. *737*1*5000*1234567890#.

To other banks dial *737*2*Amount*NUBAN Account No# e.g. *737*2*2000*1234567890#.

Then follow the instructions on the screen to complete the transactions

FIDELITY BANK 
To transfer money from Fidelity bank account to another bank account, dial *770*Account number*Amount#.  E.g *770*0987654321*1000#

Account validation and PIN selection are required by your bank so if it’s your first time doing the transaction you have to create your PIN by dialling *770#, then you enter your NUBAN Account number (Fidelity bank account number), Select a 4-digit PIN for your account.

The beneficiaries account number will be shown to you before you enter your four digit PIN. This allows you to check if the account number is correct so you won’t send the money to the wrong account.

NB: If you have a savings account and a current account with Fidelity bank and you use the same phone number for both accounts, your current account will be debited first before your savings account.

DIAMOND BANK
If you have a Diamond bank Y’ello account, to Transfer money to any bank Dial *710*777*ACCOUNT NO*AMOUNT*PIN#.

For Diamond Y’hello to Diamond Y’ello Transfers Dial *710*710*PHONE NO*AMOUNT*PIN#.

IN SUMMARY, HERE ARE THE CODES

1. Guaranty Trust Bank (GTB) *737# 

2. Fidelity Bank, dial *770# 

3. First Bank*894# 

4. Sterling Bank *822#

5. Skye Bank *389# 

6. United Bank for Africa (UBA)  *389#

7. EcoBank  *326# 

8. Zenith Bank  *966# 

9. Stanbic Bank *909# 

1. Diamond Bank *302# 

12. Diamond Y'hello Account holders Dial *710# 

13. Unity Bank *322# 

14. Access Bank Bank *901#